CREDITNERDS.COM GUARANTEE POLICY
DISCLOSURE STATEMENTSAll clients of CreditNerds.com must read and understand the following statements.
THE FOLLOWING ARE PART OF BUT NOT CONSIDERED TO BE A COMPLETE LIST OF OUR SERVICES.
Your privacy is critically important to us. At CreditNerds.com we have a few fundamental principles:
If you have questions about deleting or correcting your personal data please contact our support team.
Like most website operators, CreditNerds.com collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Our purpose in collecting non-personally identifying information is to better understand how our visitors use the website. From time to time, we may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
We also collect potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and those who fill out our web signup forms.
GATHERING OF PERSONALLY-IDENTIFYING INFORMATION
Certain visitors to our website choose to interact with us in ways that require us to gather personally-identifying information. The amount and type of information that we gathers depends on the nature of the interaction. For example, we ask visitors who sign up for credit repair services at CreditNerds.com to provide an extensive amount of personally identifiable information. However, this information is extremely important for the credit repair process. Those who engage in transactions with CreditNerds.com by purchasing service, for example are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, we collect such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with us. CreditNerds.com does not disclose personally-identifying information to any third party without the consent of our visitor. Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
CreditNerds.com may collect statistics about the behavior of visitors to its websites. For instance, we may monitor the most popular pages on the site or use the services of Goolge Analytic to monitor web activity. We may display this information publicly or provide it to others. However, CreditNerds.com does not disclose personally-identifying information other than as described below.
PROTECTION OF CERTAIN PERSONALLY-IDENTIFYING INFORMATION
CreditNerds.com discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on our behalf or to provide services available at our websites. By using our websites, you consent to the transfer of such information to them. We will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above. CreditNerds.com discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when we believe in good faith that disclosure is reasonably necessary to protect the property or rights of CreditNerds.com, third parties or the public at large. If you are a registered user of our website or have supplied your email address, we may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with us and our products. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. CreditNerds.com takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If CreditNerds.com, or substantially all of its assets were acquired, or in the unlikely event that CreditNerds.com goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of CreditNerds.com may continue to use your personal information as set forth in this policy.
For any questions regarding this policy, please refer to the contact information below.
3008 W. Kingshighway, Suite 2
PARAGOULD, AR 72450
YOU HAVE A RIGHT TO CANCEL THIS AGREEMENT AT ANY TIME.
The cancellation policy below is simply a legal requirement for our agreement.
NOTICE OF RIGHT TO CANCEL
You may cancel this contract without penalty or obligation at any time before midnight of the 5th business day after the date on which you signed the contract.
You may cancel this contract, without penalty or obligation; within Five (5) days after the date you sign this agreement.
If you cancel, any payment made by you under the contract will be returned within Five (5) business days after the date of receipt of your cancellation notice.
To cancel this contract, mail, fax, or deliver a signed dated copy of this cancellation notice or other written notice, to CreditNerds.com at address below, not later than midnight of the 5th day after your enrollment payment is received.
There are many consumer protection laws that are meant to protect you from creditors, the bureaus, and yes... even from us.
Below are the most common of these starting with the C.R.O.A. or Credit Repair Organizations act. This law defines how we are able to help you and lays out the things credit repair organizations are NOT allowed to do including make false promises and charge upfront for their services. The rest are the laws we use to help you repair your credit.
The C.R.O.A. or Credit Repair Organizations act is intended to protect you from shady credit repair companies with bad intentions. Check out this law in a new tab by clicking below.
Credit Repair Organizations Act
The F.C.R.A. or Fair Credit Reporting Act governs the credit bureaus and creditors in regard to how they are allowed to report and check your credit file. Here is a link to the full text.
Fair Credit Reporting Act
The F.D.C.P.A. or Fair Debt Collection Practices Act is designed to help protect you from 3rd party collection agencies. Click below to open the text of this law in a new tab.
Fair Debt Collection Practices Act
The F.C.B.A. or Fair Credit Billing Act helps protect you from unfair or deceptive billing practices. Check out this law in a new tab by clicking below.
Fair Credit Billing Act