Available Cash/Credit

The most obvious and simple way to purchase our services is by utilizing cash or credit to which you may already have access. One major bonus of this option is that you can take advantage of our “Cash Discount”.

That means that if you choose to pay with cash or credit, then you could save between $503 to $5,006 depending upon the package you purchase. For example, there is a cash discount on the Xtream Combo over $5,000!

However, if this is not an option for you at this time, please feel free to check out the other options to the left to see some creative ways that many have used to fund their purchase.

One thing to also keep in mind is that using a large portion of your available cash and credi could lower your ability to get access to additional funding from other sources. You may want to look at what funding options you have available to you as well as having access to cash and credit.

Funding Assessment

Many prior students had a great experiences with GoGFO.com‘s funding services without damaging their credit. The goal is to maximize available funding while minimizing casost and credit damage.

So, GoGFO.com was added to this funding options list as a preferred service provider.

This service helps people understand what funding options might be available to them. They learn about your specific situation, conduct an assessment, then contact you and go over all the options and to get funding from a variety of sources. This funding assessment is completely free. You will only pay a fee if you choose to apply for the sources of funding identified in the report. Just in case you’re wondering, Renatus, LLC is not compensated in any way. We’ve just heard good things about their service and thought it might be a company you haven’t heard of before.

You can check out GetFundedOnline.com by clicking the link below to go to their site for your free assessment.

Quick Reminder

Although we have seen many of our purchasers have great experiences with GoGFO.com, we would still like to notify you that you are opening a third-party website in a new window. Renatus is not responsible for the content of that site. Please check their privacy policy and terms of service.

Click here to access GoGFO.com

Retirement Funds

Another common way that some have used to fund their purchase is by utilizing their retirement accounts. Many people have an IRA, 401K, or some other type of retirement account and may not be fully aware of how those accounts can be used to make your purchase.

These plans often allow you to utilize a loan, a roll-over, an early distribution, or possibly some other method to access your money. These options will be described to you in your Summary Plan Description. That document is provided by your plan administrator and will inform you of your options, as well as any fees, limits, and terms.

If you have additional questions about how your plan works, you will need to contact your plan administrator.

Life insurance

Another common way used to fund a purchase is by utilizing a loan provision or cash value held in their life insurance policies. Many people may not be fully aware of how those policies can be used to make your purchase.

Most “Whole Life” and “Permanent Life” insurance policies will allow you to utilize a loan provision or to seek early release of cash value in order to access your money. These options will be described to you in your policy terms. This document is provided by your insurance provider and will inform you of your options, as well as any fees, limits, and terms of usage.

If you have additional questions about how your plan works, you will need to contact your insurance agent.

Home Equity Line of Credit

Others have used a HELOC to fund their purchase.

A HELOC, or Home Equity Line Of Credit, is offered by many financial institutions to utilize the equity someone holds in their home as collateral for the credit line.

If someone has a substantial amount of equity in their home, it might be a good idea for them to speak to their loan officer about this type of funding.

As always, make sure you are fully aware of the property requirements, credit requirements, terms, costs, and fees that may be charged to you. If you have any further questions, you will need to contact a loan officer at your preferred banking institution.

Private funding

An often-overlooked strategy for funding your purchase is to look for private funding agreements. This is sometimes called “Love Money” or “Angel Investors”.

You may be surprised to find out how many people there are in your family or community that might be willing to support you in this next phase of your life. It may come in the form of a gift or a loan.

This option comes down to being clear and concise on what both parties agree upon. Whatever you decide, we recommend always seeking legal advice to create a contract to protect all parties involved.

In-House Billing

The final option is to utilize the Renatus, LLC In-House billing. This option allows buyers to place a down payment and then extend their balance out over a period of time based upon the package they choose to purchase.

While this option is helpful for those that don’t have other ways to fund their purchase, the biggest disadvantage is that the cash discount does not apply unless you pay the cash discount price within 21 days of your purchase. You will also need to fill out a Billing Application, enter into a Billing Agreement, and pay twenty percent down. However, some have found this to be their only option in moving forward with their purchase.

Just like we have recommended with any of the other options, we suggest that you learn about the In-House Billing option by reading the Billing Agreement & Disclosure Statements. Then, ask any questions before you sign. Whenever signing a legal agreement, we always recommend you have a professional with a license review it for you. Our goal is to provide real information that can be applied in real life, so our purchasers can make informed decisions.

I’m not quite sure yet.

That’s ok!

We will be glad to discuss the options with you further.

Our goal here is not to force you into a decision you aren’t ready to make. Instead, we hope to simply provide you with the information and answers you need in order to make an informed decision.

After this quick questionnaire, you will be able to re-connect with your rep and get all those questions answered.

Remember… we don’t care WHERE you start, we care THAT you start.